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Our Team

We are an independent life planning and wealth counsel firm integrating your money and your life with an attitude of gratitude.

We are completely Fee-for-Service

  • We sell no products for a commission
  • We do not pay referral fees
  • We do not accept referral fees
  • We do not charge for an initial interview.
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How are we compensated for the life planning and asset management services we offer?

We believe that financial planning is so fundamental to the asset management process that we have bundled the two services. We offer both financial planning and asset management services for which we bill a management fee based on a percentage of Assets Under Management (AUM).

The minimum quarterly fee is $1,250 (annual $5,000). The minimum AUM is $500,000.

We believe in rewarding clients as they save and grow their assets, and so, unlike standard industry practice, we bill one rate on all assets, rather than billing different rates on different tiers. The annual fees are as follows:

  • When total assets are below $1 million = 1.00% on all assets
  • When total assets are between $1 and $3 million = 0.85% on all assets
  • When total assets are between $3 and $5 million = 0.70% on all assets
  • Assets over $5 million = Negotiable

For a description of our fees and required disclosures, please see our disclosure document (ADV Part 2).

Feel free to contact us with any questions or to set up an initial interview.

Financial Life Planning

Real Planning for Real Life means dealing with money and the human experience. We have found over the last 30 plus years this means integrating your money life with your real life, finding practical solutions when challenges and opportunities arise and giving your money meaning and purpose that honors your life goals and values.

We offer holistic, comprehensive personal financial planning services.  We believe that the relationship between advisor and client must be envisioned as life-long. We believe that successful financial plans are the active expressions of the client’s intention and attention toward goal fulfillment and self-actualization. We believe that goal fulfillment and self-actualization are the active and continuous responsibilities and choice of the client, and it is our obligation to collaborate on the details, co-discover the “how” with the client, and work synergistically with the client’s allied professionals.

Wealth Management

For over 30 years, our wealth management objective has been to achieve the client’s growth, income, and liquidity needs and goals, as determined by their financial life plans. We do so by creating customized and diversified equity and income portfolios. Our policy is to buy, hold, monitor and sell investment opportunities within the context of the client’s portfolio objectives, circumstances, risk tolerance and investment preferences. 

We believe that a dollar does not care where it is earned and we measure our performance against the client’s needs and goals rather than a particular index or mix of indices. Intrinsic Wealth provides quarterly reports that show returns for various indices placing client returns in context of the markets in general. However, it is not our primary objective to “beat” the market, nor is it our objective to underperform the market.

Our objective is to make money over a rolling 3 to 5 year investment time horizon while meeting a client’s growth, income and liquidity needs determined by their financial plan. We cannot guarantee that we will be successful but rely on evidence-based research that have shown that the value investing approach, combined with keeping costs low, provides the investor with better risk/reward outcomes than other investment styles. It is our policy to be as aggressive or conservative as the client may direct through written or verbal communications. This includes client imposed restrictions on investing in certain securities or types of securities.

Our Offices

Tempe, Arizona

1255 W. Rio Salado Parkway #115,
Tempe, AZ 85281

(480) 924-5613

(480) 924-8062

NEW OFFICE!

Orange County, California

2522 Chambers Road #200A,
Tustin, CA 92782

(480) 924-5613

(480) 924-8062

IWC COVID-19 Update

While we are carefully implementing social distancing and physical distancing measures, we are still open and working to serve you and your financial needs. 

We are available by phone: (480) 924-5613, video conferencing, and email, Mondays – Thursdays, 8am-5pm, and Fridays 8am-4pm.

Thank you for allowing us to serve and be a part of your team.

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Contact Us

Our Offices

Tempe, Arizona

1255 W. Rio Salado Parkway #115,
Tempe, AZ 85281

(480) 924-5613

(480) 924-8062

NEW OFFICE!

Orange County, California

2522 Chambers Road #200A,
Tustin, CA 92782

(480) 924-5613

(480) 924-8062