We are a fee-only, independent financial life planning and wealth management firm integrating your money and your life with an attitude of gratitude.
We are completely Fee-for-Service
How are we compensated for the advisory services we offer? We offer to provide financial planning and wealth management services under a fee based on a percentage of the Assets Under Management (AUM).
The minimum quarterly fee is $1,250 (annual $5,000). The minimum assets under management is $500,000.
Our fee schedule is tiered, with reductions at the following breakpoints:
- Assets below $1 million = 1.00%
- Assets between $1 million and below $3 million = 0.70%
- Assets between $3 million and below $5 million = 0.50%
- Assets over $5 million = Negotiable
Financial Life Planning
Real Planning for Real Life™ means dealing with money and the human experience. We have found over the last 30 plus years this means integrating your money life with your real life, finding practical solutions when challenges and opportunities arise and giving your money meaning and purpose that honors your life goals and values.
We offer holistic, comprehensive personal financial planning services. We believe that the relationship between advisor and client must be envisioned as life-long. We believe that successful financial plans are the active expressions of the client’s intention and attention toward goal fulfillment and self-actualization. We believe that goal fulfillment and self-actualization are the active and continuous responsibilities and choice of the client, and it is our obligation to collaborate on the details, co-discover the “how” with the client, and work synergistically with the client’s allied professionals.
For over 30 years, clients have relied on us to achieve their growth, income, and liquidity needs and goals for themselves and future generations. We do so by creating customized and diversified equity and income portfolios with access to institutional class securities. Keeping costs low while tax-efficiently investing in undervalued areas of the markets are paramount to better risk/reward outcomes for your wealth. When it comes to investing, we at IWC eat our own cooking. In that spirit, we end each of our quarterly letters to our clients with the following:
Our success is aligned with yours, and you have our absolute best efforts in fulfilling your long-term planning and portfolio goals. On behalf of your financial life planning team at IWC, thank you for allowing us to serve and be a part of your lives.
Contact us to schedule a no cost introductory meeting to get acquainted and understand whether our services match your goals and needs.