{"id":1430,"date":"2019-11-06T18:26:43","date_gmt":"2019-11-07T02:26:43","guid":{"rendered":"https:\/\/intrinsicwealthcounsel.com\/?p=1430"},"modified":"2023-01-20T13:37:35","modified_gmt":"2023-01-20T21:37:35","slug":"retirement-income-realities-solutions","status":"publish","type":"post","link":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/","title":{"rendered":"Retirement Income Realities & Solutions"},"content":{"rendered":"

The goal of traditional retirement planning has been to build a \u201cnest egg\u201d of personal savings and investments that will supplement Social Security and pension benefits.\u00a0 Together, these three sources of retirement income have long been referred to as the proverbial \u201cthree legged stool\u201d\u2014a solid and well-balanced foundation for building financial security in old age.<\/p>\n

However, Social Security benefits are less generous than they once were, and the solvency of future benefits is in question.\u00a0 In addition, employers are also reducing retirement benefits and switching to pension plans that transfer accountability for investment selection and performance to employees.\u00a0 Because these two legs of the retirement income stool are shrinking, more responsibility for financial security has shifted to personal savings and investments.\u00a0 Nevertheless, for most pre-retirees, this third leg of the retirement income stool is seriously under funded as well.<\/p>\n

Generational Viewpoints<\/strong><\/h2>\n

What Is \u201cRetirement?<\/em>\u201d<\/strong>\u00a0In an extensive report based on a 2019 survey conducted by the Transamerica Center for Retirement Studies.\u00a0 It explores the meaning of retirement and examines the attitudes and behaviors of three generations currently represented in the workforce:<\/p>\n

Baby Boomer<\/span>:\u00a0 Born 1946\u20131964<\/p>\n

Generation X<\/span>:\u00a0 Born 1965\u20131978<\/p>\n

Millennial<\/span>:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Born 1979\u20132000<\/p>\n

Due to the evolution of the retirement landscape, workers of all ages are increasingly expected to self-fund a greater portion of their retirement income.<\/strong>\u00a0 In addition, they are expected to manage their own investments and associated risks.\u00a0 However, across generations, only 20 percent \u201cstrongly agree\u201d and 34 percent \u201csomewhat agree\u201d that they are building a large enough retirement nest egg.<\/p>\n

In terms of \u201cgreatest financial priority right now,\u201d the percentage of workers who cited \u201csaving for retirement\u201d increased significantly with age: Millennials (9 percent), Generation X (24 percent), and Baby Boomers (38 percent).\u00a0 In addition, Millennials (the youngest cohort surveyed) also cited a cluster of competing financial priorities including \u201ccover basic living expenses\u201d (19 percent), \u201cbuild savings\u201d (17 percent), \u201cpay off credit card debt\u201d (16 percent), and \u201csupport children\u201d (15 percent).<\/p>\n

The authors of the study also cited \u201cinfrequency of conversations about retirement\u201d as a major concern.\u00a0 They described this major life transition as \u201ca family matter that calls for important conversations.\u201d\u00a0 In fact, nearly one-third of Generation X (31 percent) and Baby Boomers (32 percent) reported \u201cnever\u201d discussing the topic.\u00a0 Surprisingly, it was Millennials (21 percent) who were most likely to report \u201cfrequently\u201d discussing savings, investing, and planning for retirement with family and friends.<\/p>\n

A New Solution for a New Age<\/strong><\/h2>\n

Workers of all ages need a new framework to guide their preparation for this stage of life.\u00a0 To add stability to the retirement income stool, this new model proposes adding a fourth leg comprised of income and benefits derived from post-retirement work. \u00a0In this scenario, \u201cretirees\u201d will likely follow one or more of the following paths:<\/p>\n

    \n
  • Work longer and delay full retirement<\/li>\n
  • Work part-time or part-year<\/li>\n
  • Transition into new careers<\/li>\n
  • Phase out of current position rather than make an abrupt departure.<\/li>\n<\/ul>\n

    In addition to extra income, post-retirement work also provides non-financial benefits that most adults find liberating and compelling.<\/strong>\u00a0 That is because a growing majority don\u2019t view retirement as a respite from work, but rather as an opportunity to explore new arenas, stretch their comfort zones, and engage in purposeful activities that contribute to their own life satisfaction and the well-being of others.<\/p>\n

    It Takes More than Money<\/strong><\/h2>\n

    In the past, the transition to retirement has been viewed solely as an economic event.\u00a0 As a result, the focus of retirement planning has always been on building a nest egg.\u00a0 In The Late-Start Investor, author John Wasik recommends discarding this obsolete view in favor of a \u201cflexible life plan that provides for financial, vocational, physical, emotional, and spiritual needs.\u201d\u00a0 He explains, \u201cUnless you look at your future holistically, merely saving up a pile of money will be a meaningless act.\u201d<\/p>\n

    Of course, financial security is extremely important, but wise retirement preparation emphasizes that financial planning alone will not guarantee a rich and rewarding life.\u00a0 In The Millionaire Mind, Thomas J. Stanley points out that the most satisfied wealthy people don\u2019t just have financial goals, they also have life goals<\/strong>.\u00a0 In other words, they have clarity around what they want in life and use their wealth as a tool to support those values and priorities.<\/p>\n

    Therefore, the most important message to remember as you prepare for retirement is this: \u201cIt takes more than money.\u201d\u00a0 Make sure that you not only consider how the transition to retirement will affect your life financially, but how it will influence all other areas of your life as well.<\/strong><\/p>\n

    Reprinted by permission of Money Quotient, NP<\/p>\n","protected":false},"excerpt":{"rendered":"

    The goal of traditional retirement planning has been to build a \u201cnest egg\u201d of personal savings and investments that will supplement Social Security and pension benefits.\u00a0 Together, these three sources of retirement income have long been referred to as the proverbial \u201cthree legged stool\u201d\u2014a solid and well-balanced foundation for building financial security in old age. […]<\/p>\n","protected":false},"author":2,"featured_media":1352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[143,144,89,195,196],"yoast_head":"\nRetirement Income Realities & Solutions - Intrinsic Wealth Counsel<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement Income Realities & Solutions - Intrinsic Wealth Counsel\" \/>\n<meta property=\"og:description\" content=\"The goal of traditional retirement planning has been to build a \u201cnest egg\u201d of personal savings and investments that will supplement Social Security and pension benefits.\u00a0 Together, these three sources of retirement income have long been referred to as the proverbial \u201cthree legged stool\u201d\u2014a solid and well-balanced foundation for building financial security in old age. […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\" \/>\n<meta property=\"og:site_name\" content=\"Intrinsic Wealth Counsel\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-07T02:26:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-20T21:37:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"intrinsic\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"intrinsic\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\"},\"author\":{\"name\":\"intrinsic\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/person\/54dccedd4177e12621e0f787536ba66a\"},\"headline\":\"Retirement Income Realities & Solutions\",\"datePublished\":\"2019-11-07T02:26:43+00:00\",\"dateModified\":\"2023-01-20T21:37:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\"},\"wordCount\":754,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png\",\"keywords\":[\"financial planning\",\"income\",\"retirement\",\"retirement income\",\"solutions\"],\"articleSection\":[\"Intrinsic Blog\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\",\"url\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\",\"name\":\"Retirement Income Realities & Solutions - Intrinsic Wealth Counsel\",\"isPartOf\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png\",\"datePublished\":\"2019-11-07T02:26:43+00:00\",\"dateModified\":\"2023-01-20T21:37:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage\",\"url\":\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png\",\"contentUrl\":\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png\",\"width\":600,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/intrinsicwealthcounsel.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Retirement Income Realities & Solutions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#website\",\"url\":\"https:\/\/intrinsicwealthcounsel.com\/\",\"name\":\"Intrinsic Wealth Counsel\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/intrinsicwealthcounsel.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#organization\",\"name\":\"Intrinsic Wealth Counsel\",\"url\":\"https:\/\/intrinsicwealthcounsel.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2017\/01\/Intrinsic_Logo-High_Res.jpg\",\"contentUrl\":\"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2017\/01\/Intrinsic_Logo-High_Res.jpg\",\"width\":1008,\"height\":924,\"caption\":\"Intrinsic Wealth Counsel\"},\"image\":{\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/person\/54dccedd4177e12621e0f787536ba66a\",\"name\":\"intrinsic\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6a0523ed925c5aed4105f6e89adb795d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6a0523ed925c5aed4105f6e89adb795d?s=96&d=mm&r=g\",\"caption\":\"intrinsic\"},\"url\":\"https:\/\/intrinsicwealthcounsel.com\/author\/intrinsic\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Retirement Income Realities & Solutions - Intrinsic Wealth Counsel","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/","og_locale":"en_US","og_type":"article","og_title":"Retirement Income Realities & Solutions - Intrinsic Wealth Counsel","og_description":"The goal of traditional retirement planning has been to build a \u201cnest egg\u201d of personal savings and investments that will supplement Social Security and pension benefits.\u00a0 Together, these three sources of retirement income have long been referred to as the proverbial \u201cthree legged stool\u201d\u2014a solid and well-balanced foundation for building financial security in old age. […]","og_url":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/","og_site_name":"Intrinsic Wealth Counsel","article_published_time":"2019-11-07T02:26:43+00:00","article_modified_time":"2023-01-20T21:37:35+00:00","og_image":[{"width":600,"height":200,"url":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png","type":"image\/png"}],"author":"intrinsic","twitter_card":"summary_large_image","twitter_misc":{"Written by":"intrinsic","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#article","isPartOf":{"@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/"},"author":{"name":"intrinsic","@id":"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/person\/54dccedd4177e12621e0f787536ba66a"},"headline":"Retirement Income Realities & Solutions","datePublished":"2019-11-07T02:26:43+00:00","dateModified":"2023-01-20T21:37:35+00:00","mainEntityOfPage":{"@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/"},"wordCount":754,"commentCount":0,"publisher":{"@id":"https:\/\/intrinsicwealthcounsel.com\/#organization"},"image":{"@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage"},"thumbnailUrl":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png","keywords":["financial planning","income","retirement","retirement income","solutions"],"articleSection":["Intrinsic Blog"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/","url":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/","name":"Retirement Income Realities & Solutions - Intrinsic Wealth Counsel","isPartOf":{"@id":"https:\/\/intrinsicwealthcounsel.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage"},"image":{"@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage"},"thumbnailUrl":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png","datePublished":"2019-11-07T02:26:43+00:00","dateModified":"2023-01-20T21:37:35+00:00","breadcrumb":{"@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#primaryimage","url":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png","contentUrl":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2018\/11\/Retirement-Transition.png","width":600,"height":200},{"@type":"BreadcrumbList","@id":"https:\/\/intrinsicwealthcounsel.com\/intrinsic-blog\/retirement-income-realities-solutions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/intrinsicwealthcounsel.com\/"},{"@type":"ListItem","position":2,"name":"Retirement Income Realities & Solutions"}]},{"@type":"WebSite","@id":"https:\/\/intrinsicwealthcounsel.com\/#website","url":"https:\/\/intrinsicwealthcounsel.com\/","name":"Intrinsic Wealth Counsel","description":"","publisher":{"@id":"https:\/\/intrinsicwealthcounsel.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/intrinsicwealthcounsel.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/intrinsicwealthcounsel.com\/#organization","name":"Intrinsic Wealth Counsel","url":"https:\/\/intrinsicwealthcounsel.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/logo\/image\/","url":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2017\/01\/Intrinsic_Logo-High_Res.jpg","contentUrl":"https:\/\/intrinsicwealthcounsel.com\/wp-content\/uploads\/2017\/01\/Intrinsic_Logo-High_Res.jpg","width":1008,"height":924,"caption":"Intrinsic Wealth Counsel"},"image":{"@id":"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/person\/54dccedd4177e12621e0f787536ba66a","name":"intrinsic","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/intrinsicwealthcounsel.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6a0523ed925c5aed4105f6e89adb795d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6a0523ed925c5aed4105f6e89adb795d?s=96&d=mm&r=g","caption":"intrinsic"},"url":"https:\/\/intrinsicwealthcounsel.com\/author\/intrinsic\/"}]}},"_links":{"self":[{"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/posts\/1430"}],"collection":[{"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/comments?post=1430"}],"version-history":[{"count":1,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/posts\/1430\/revisions"}],"predecessor-version":[{"id":8308,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/posts\/1430\/revisions\/8308"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/media\/1352"}],"wp:attachment":[{"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/media?parent=1430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/categories?post=1430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/intrinsicwealthcounsel.com\/wp-json\/wp\/v2\/tags?post=1430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}